Putnam Volvo
3 California DriveBurlingame,CA94010Sales: 650-347-4800
- Parts & Service: 650-347-4800
- PreOwned: 800-681-1963
Finance Center
At Putnam Volvo, we make getting a car loan or lease quick and easy! Putnam Volvo has all the tools, information and expertise you'll need to determine the perfect lease or loan for your budget.
Our finance manager can help anyone arrange an auto loan, even those with less than perfect credit.
Our loan payment calculator will show you an estimated monthly payment based on your annual percentage rate, down payment, vehicle trade in, and purchase price. We can also find you vehicles from our inventory that will fit perfectly into your budget with a single click.
You can apply for your car loan online with our secure finance application form. When we receive the application, we'll look it over and one of our friendly staff will contact you as soon as possible. If you would like to contact someone directly, you can call us at (650) 347-4800 or visit Putnam Volvo Finance Department at
Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
Finance Department Hours:
Monday thru Friday 10:00 am to 8:00 pm
Saturday and Sunday 10:00 am to 7:00 pm
Finance Manager
clee@putnamauto.com
Financing Navigation
Contact Information
- Putnam Volvo
-
3 California Drive
Burlingame, CA 94010 -
- workSales:
- 650-347-4800
- serviceService:
- 650-347-4800
- partsPreOwned:
- 800-681-1963
- faxParts:
- 650-347-4800
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.